Terms of Service for Stakwell LLC Programs

Last Updated: July 19, 2025

These Terms of Service ("Terms") govern your participation in the Wealth Health Course & Coaching, Mind Flip, and Keeping Tabs programs (collectively, the "Programs") offered by Stakwell LLC, a Texas limited liability company ("Stakwell LLC," "we," "us," or "our"). By enrolling in or participating in any Program, you ("Client," "you," or "your") agree to be bound by these Terms. Please read these Terms carefully before enrolling.

1. Program Description

Stakwell LLC provides educational programs designed to enhance financial literacy and support clients in developing general financial strategies. The Programs include:

• Wealth Health Course & Coaching: A two-day, 16-hour intensive program with one 1-hour personalized coaching session, covering budgeting, savings, debt management, insurance, retirement planning, estate planning, tax planning, alternative asset classes, and client-requested asset education. Investment: $4,995.00.

• Mind Flip: An educational program focused on developing a confident approach to financial decision-making through mindset exercises and resources. Investment: $129.95.

• Keeping Tabs: An ongoing coaching program providing 8 hours of coaching over four quarters (2 hours per quarter) to review progress and refine general financial strategies. Investment: $1,049.95.

The Programs are for educational purposes only and do not provide personalized financial, investment, or tax advice. Stakwell LLC is not a registered investment advisor, broker-dealer, tax professional, or debt settlement provider.

2. Eligibility

To participate in the Programs, you must:

• Be at least 18 years old.

• Provide accurate and complete information during enrollment.

• Agree to these Terms and any additional policies provided at enrollment.

3. Scope of Services

The Programs provide general financial education and coaching, including:

• Instruction on financial literacy topics such as budgeting, savings, debt management, insurance, retirement planning, estate planning, and tax planning.

• General information about alternative asset classes (e.g., cryptocurrencies, real estate).

• Client-requested education on specific assets (e.g., stocks, commodities, cryptocurrencies), limited to objective, publicly available information about the asset’s characteristics, historical context, and general risks.

Limitations: Stakwell LLC does not:

• Provide personalized financial, investment, or tax advice.

• Recommend specific securities, cryptocurrencies, or investment products.

• Offer debt settlement, credit counseling, or legal services.

• Guarantee financial outcomes or results from participating in the Programs.

You acknowledge that any financial decisions you make are your sole responsibility, and you should consult a licensed financial advisor, tax professional, or attorney for personalized advice.

4. Client-Requested Asset Education

You may request general educational content on specific assets (e.g., Bitcoin, Tesla stock, gold) through our client portal or designated form. Stakwell LLC will provide objective information sourced from reputable, publicly available data, such as:

• Asset characteristics (e.g., how the asset functions).

• Historical market context.

• General risks and considerations.

Acknowledgment: By requesting asset education, you agree that:

• The information provided is educational and not a recommendation to buy, sell, or hold any investment.

• You will consult a licensed financial advisor for personalized investment decisions.

• Stakwell LLC is not responsible for any actions you take based on the information provided.

5. Payment Terms

• Fees: Program fees are as follows:

  • Wealth Health Course & Coaching: $4,995.00, due at enrollment.

  • Mind Flip: $129.95, due at enrollment.

  • Keeping Tabs: $1,049.95, due at enrollment or per an agreed payment plan.

• Payment Methods: Payments may be made via [credit card, bank transfer, or other methods specified at enrollment]. All fees are in U.S. dollars and non-refundable except as provided in Section 6.

• Late Payments: If you opt for a payment plan, late payments may result in suspension of Program access until payment is received. Stakwell LLC reserves the right to charge a late fee of 1.5% per month on overdue balances, as permitted by Texas law.

6. Refund and Cancellation Policy

• Wealth Health Course & Coaching: Refunds are available within 7 days of enrollment, provided you have not attended any portion of the course. No refunds will be issued after the course begins or if you complete any session.

• Mind Flip: Refunds are available within 7 days of enrollment, provided you have not accessed program materials.

• Keeping Tabs: Refunds are available within 7 days of enrollment, provided no coaching sessions have occurred. After the first session, no refunds will be issued for unused hours.

• Cancellation by Stakwell LLC: We reserve the right to cancel or reschedule Program sessions due to unforeseen circumstances (e.g., instructor unavailability). In such cases, you will be offered a rescheduled session or a pro-rata refund for undelivered services.

• Request Process: Refund requests must be submitted in writing to [info@stakwell.com]. Refunds, if approved, will be processed within 30 days.

7. Intellectual Property

All Program materials, including but not limited to presentations, handouts, worksheets, and mindset exercises, are the property of Stakwell LLC or used with permission from their respective owners. You may use these materials solely for personal, non-commercial use during your participation in the Programs. You may not reproduce, distribute, or share Program materials without prior written consent from Stakwell LLC.

8. Confidentiality

Stakwell LLC will treat your personal information in accordance with our Privacy Policy. We will not disclose your financial or personal information shared during coaching sessions, except as required by law or with your consent. You agree to keep confidential any proprietary information shared by Stakwell LLC during the Programs.

9. Limitation of Liability

To the fullest extent permitted by Texas law, Stakwell LLC, its officers, employees, or agents shall not be liable for any direct, indirect, incidental, or consequential damages arising from your participation in the Programs, including but not limited to financial losses, missed opportunities, or reliance on educational content. The Programs are provided “as is,” and Stakwell LLC makes no warranties regarding outcomes or results.

10. Disclaimer

Stakwell LLC is not a registered investment advisor, broker-dealer, tax professional, or debt settlement provider. The Programs are for educational purposes only and do not constitute personalized financial, investment, tax, or legal advice. Any information provided about specific assets is general, sourced from reputable, publicly available data, and not a recommendation to buy, sell, or hold any investment. You are responsible for consulting a licensed professional before making financial decisions. Results from the Programs are not guaranteed and depend on individual effort, market conditions, and other factors outside Stakwell LLC’s control.

11. Dispute Resolution

• Governing Law: These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

• Arbitration: Any disputes arising from these Terms or your participation in the Programs shall be resolved through binding arbitration in Austin, Texas, under the rules of the American Arbitration Association. You waive the right to participate in a class action or pursue claims in court, except for small claims matters.

• Venue: If arbitration is not applicable, any legal action shall be brought in the state or federal courts located in Travis County, Texas.

12. Termination

Stakwell LLC may terminate your participation in the Programs if you:

• Fail to make required payments.

• Violate these Terms, including unauthorized use of Program materials.

• Engage in disruptive or inappropriate behavior during Program sessions.
  Upon termination, you will not be entitled to a refund for any unused portion of the Programs, except as required by Texas law.

13. Contact Information

For questions, refund requests, or concerns, contact Stakwell LLC at: 

• Email: info@stakwell.com 

• Address: Stakwell LLC, 17350 State Hwy 249, Ste 220, Houston, TX 77064

• Website: www.stakwell.com

14. Miscellaneous

• Entire Agreement: These Terms constitute the entire agreement between you and Stakwell LLC regarding the Programs, superseding any prior agreements.

• Amendments: Stakwell LLC may update these Terms at any time by posting the revised version on our website. Continued participation in the Programs constitutes acceptance of the updated Terms.

• Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

• Assignment: You may not assign your rights under these Terms without Stakwell LLC’s prior written consent.

By enrolling in any Stakwell LLC Program, you acknowledge that you have read, understood, and agree to be bound by these Terms.